Insurance & Payment Options

We make quality chiropractic care affordable and accessible

Insurance Coverage

We accept most major insurance plans. Chiropractic care is covered by many insurance providers, including:

  • Blue Cross Blue Shield
  • Aetna
  • Cigna
  • UnitedHealthcare
  • Humana
  • Medicare
  • Workers' Compensation
  • Auto Accident/Personal Injury
  • And many others

Verifying Your Coverage

Insurance coverage varies by plan and individual policy. We recommend calling your insurance provider to verify your chiropractic benefits before your first visit. Ask about:

  • Chiropractic coverage and visit limits
  • Copay or coinsurance amounts
  • Deductible requirements
  • Whether a referral is needed (usually not required for chiropractic)
  • Pre-authorization requirements

We'll Help You

Our staff will verify your insurance benefits and explain your coverage before you begin treatment. We'll handle all insurance billing and paperwork for you.

Payment Options

We accept the following payment methods:

  • Cash
  • Check
  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • HSA/FSA Cards

Payment Plans

For patients without insurance or with high deductibles, we offer flexible payment plans to make care affordable. Ask our staff about available options.

Auto Accident & Workers' Compensation

We accept auto accident and workers' compensation cases. In many cases, your treatment may be fully covered with no out-of-pocket cost to you.

Auto Accident Injuries

If you've been injured in a car accident, your auto insurance policy may cover chiropractic treatment under Personal Injury Protection (PIP) or Medical Payments (MedPay) coverage.

Workers' Compensation

If you were injured at work, workers' compensation insurance typically covers all necessary medical treatment, including chiropractic care.

Affordable Care for Everyone

We believe everyone deserves access to quality chiropractic care. If you have questions about cost or payment options, please don't hesitate to ask. We'll work with you to find a solution that fits your budget.

Questions About Insurance or Payment?

Our friendly staff is here to help. Call us today:

Prime Health + Wellness

Downers Grove: (630) 729-7024
Carol Stream: (331) 871-2039
Email: billing@phwchiro.com